Money and Taxes
84 GermanySimple articles about Money and Taxes.
Cashback and Bonus Programs in Germany: How to Get Refunds on Purchases
Children's bank account in Germany: how to open a Kinderkonto and teach your child about money
Church Tax in Germany: Who Pays Kirchensteuer and How to Leave the Church
Church Tax in Germany: Who Pays the Kirchensteuer and How to Leave the Church
CO2 Tax in Germany: How the CO2 Price Works and Who Pays for Heating
Consumer Loans in Germany: Terms, SCHUFA, and the Application Process
Cost of Living in Germany in 2026: Budget, Rent, Insurance and Everyday Expenses
Cost of Living in Germany in 2026: Expenses, Budget, and Sufficient Income
Counterfeit euros in Germany: how to check banknotes and what to do if you receive a counterfeit
Credit Cards in Germany: Types of Cards, Fees, and Options in 2026
Cryptocurrency in Germany: Taxes, Purchasing, and Secure Storage in 2026
Doppelte Haushaltsführung: Tax Deduction for Maintaining Two Households in Germany
ETFs in Germany: Index Funds, Sparplan, Taxes, and Broker Choice
Freelancers in Germany: Who Qualifies as a Freelancer and What Taxes Do They Pay?
Gas in Germany: Prices, Consumption Calculations, and Choosing a Supplier in 2026
Car Loan in Germany: Choosing a Bank, Dealer and Repayment Plan How car loans work in Germany: Ratenkredit, dealer financing, Ballonfinanzierung, SCHUFA, insurance, registration, early repayment and selling a financed car. Cashback and Bonus Programs in Germany: How to Get Refunds on Purchases How cashback services and bonus cards work in Germany, how Shoop, iGraal, Payback, and DeutschlandCard differ, and what to check before making a purchase. Children's bank account in Germany: how to open a Kinderkonto and teach your child about money How to choose and open a children's bank account in Germany, which documents parents need, how to connect a Kinderkonto to pocket money, and what changes after age 18. Church Tax in Germany: Who Pays Kirchensteuer and How to Leave the Church How the Kirchensteuer church tax works in Germany: the 8% and 9% rates, its connection to Anmeldung and Finanzamt, who pays, how to check your status, and how to complete a Kirchenaustritt. Church Tax in Germany: Who Pays the Kirchensteuer and How to Leave the Church How are religious communities organized in Germany, who pays the Kirchensteuer, what rates apply in each state, and how do you formally leave a religious community (Kirchenaustritt)? CO2 Tax in Germany: How the CO2 Price Works and Who Pays for Heating How the CO2 tax works in Germany, which types of fuel are affected by the CO2 price, how costs are split between the tenant and the landlord, and what to check on your heating bill. Consumer Loans in Germany: Terms, SCHUFA, and the Application Process How to get a consumer loan from a German bank: income and residence permit requirements, the role of SCHUFA, online applications, 0% financing, microloans, and what to do if you fall behind on payments. Cost of Living in Germany in 2026: Budget, Rent, Insurance and Everyday Expenses Cost of Living in Germany in 2026: Budget, Rent, Insurance and Everyday Expenses Cost of Living in Germany in 2026: Expenses, Budget, and Sufficient Income A practical guide to budgeting in Germany: rent, utilities, groceries, transportation, insurance, student expenses, families with children, and the formula for sufficient income. Counterfeit euros in Germany: how to check banknotes and what to do if you receive a counterfeit How to spot counterfeit euros in Germany using the “feel, look, tilt” method, which denominations are most commonly counterfeited, and where to report a suspicious banknote. Credit Cards in Germany: Types of Cards, Fees, and Options in 2026 How do charge cards, revolving credit cards, debit cards, and prepaid cards differ in Germany? What fees should you watch out for, and which card should you choose for everyday life, travel, and reservations? Cryptocurrency in Germany: Taxes, Purchasing, and Secure Storage in 2026 How Bitcoin and other cryptocurrencies are taxed in Germany when the one-year period under Section 23 of the German Income Tax Act (EStG) applies, and what to consider when purchasing, storing, and recording transactions. Doppelte Haushaltsführung: Tax Deduction for Maintaining Two Households in Germany When can you claim “Doppelte Haushaltsführung” in Germany, what conditions does the Finanzamt check, which expenses are eligible, and what documents are required for your tax return? ETFs in Germany: Index Funds, Sparplan, Taxes, and Broker Choice A practical guide to ETFs in Germany: what index funds are, which costs and risks to consider, how an ETF Sparplan works, and which taxes apply to private investors. Freelancers in Germany: Who Qualifies as a Freelancer and What Taxes Do They Pay? Let’s take a closer look at who is considered a “freiberufler” in Germany, how a liberal profession differs from a trade (“Gewerbe”), how to notify the tax office, and what taxes to pay in 2026. Gas in Germany: Prices, Consumption Calculations, and Choosing a Supplier in 2026 How residential gas billing works in Germany: kWh and m³, base rate and usage rate, taxes, CO₂ levy, switching providers, and the nuances of renting.
