GermanySimple Moving to and living in Germany

Find your route

3 quick steps
All topics

Money and Taxes

84 GermanySimple articles about Money and Taxes.

Find your route

3 quick steps

GermanySimple Jobs

Find jobs in Germany

Open jobs board

GermanySimple

Find a home in Germany

Search rentals
Gift Tax in Germany: Tax-Free Allowance, Rates, and Notification to the Finanzamt How the gift tax works in Germany: who pays the gift tax, what tax-free allowances apply, how to calculate the tax rate, when to notify the tax office, and where risks arise. Girokonto in Germany: how to open, choose, and use your account safely Girokonto in Germany: how to open, choose, and use your account safely growney in Germany: ETF robo-advisor, fees, taxes and risks An overview of growney for investors in Germany: how its ETF asset management works, which strategies are available, fees, minimum amounts, taxes, and who this robo-advisor is suitable for. Home Office in Germany: how to claim work-from-home expenses on your tax return How the Home-Office-Pauschale works in Germany, when you can deduct a home office, which documents to keep, and how to report the expenses on your tax return. How Foreigners Can Get a Loan in Germany: Requirements, SCHUFA, and Loan Types An overview of loans in Germany for foreigners: which documents are required, how SCHUFA and residence status affect approval, and how Ratenkredit, Autokredit, overdrafts, mortgages, and refinancing differ. How Foreigners Can Invest Money in Germany An overview of investing in Germany for foreigners: savings accounts, brokerage accounts, ETFs, stocks, bonds, crypto assets, gold, real estate, and the basic tax rules. How Income Tax Is Calculated in Germany: Rates and Formula for 2026 How Germany's progressive Einkommensteuer rate works: Grundfreibetrag, the 2026 tariff zones, Splittingtarif for spouses, tax classes, and Progressionsvorbehalt. How Much Does It Cost to Be a Student in Germany: Monthly and Annual Budgets A breakdown of student expenses in Germany: Sperrkonto, rent, insurance, food, transportation, communication, semester fees, and part-time work—without any exaggerated promises. How People Save Money in Germany: Everyday Habits That Help Reduce Expenses An overview of practical ways to save money in Germany: heating, water, electricity, food, transport, clothing, travel, and everyday shopping without stereotypes. How Students Can Save Money in Germany: Housing, Discounts, Budgeting, and Travel A practical checklist for students in Germany: how to cut costs on housing, transport, shopping, household needs, and daily expenses without lowering your quality of life. How to Choose and Open a Brokerage Account in Germany: Brokers, ETFs, Fees, and Taxes A practical guide to choosing a broker in Germany: BaFin licensing, protection of cash and securities, fees, ETF savings plans, taxes, and the steps to open a securities account. How to Claim Your Commute to Work on Your German Taxes: Pendlerpauschale and Werbungskosten How to account for commuting costs in a German tax return: Arbeitnehmer-Pauschbetrag, Pendlerpauschale, the €4,500 limit, public transport, cars, and calculation examples. How to File a Tax Return via ELSTER in Germany A step-by-step guide to registering with Mein ELSTER and completing the Einkommensteuererklärung for employees in Germany: Tax ID, Anlage N, deductions, submission, and the Bescheid. How to Get SCHUFA in Germany: Free Datenkopie and a Rental Report What SCHUFA is in Germany, how to request a free Datenkopie, when you need a paid BonitätsCheck for a landlord, and how to maintain a good credit history. How to Save Money in Germany: 11 Practical Ways A practical checklist for saving money in Germany: banks, insurance, transport, groceries, electricity, taxes, sports, discounts, and everyday expenses. How to Transfer Money from Germany to Russia: SWIFT, Sanctions, and Safe Options What to know about transfers from Germany to Russia in 2026: SWIFT, EU sanctions restrictions, bank compliance, AWV, cash, intermediaries, and cryptocurrency.