Personal Insurance and Pensions
Personal Insurance and Pensions guides and articles about life in Germany.
Germany’s Insurance System: GKV, PKV, Long-Term Care Insurance and Additional Policies
Household Contents Insurance in Germany: How It Works
Incoming Insurance for a National Visa to Germany: When You Need It and How to Choose It
Incoming Insurance for Germany: What to Check Before Applying for a Visa and Entering the Country
Insurance in Germany: Mandatory and Useful Types for Moving
Insurance in Germany: Mandatory, Essential and Additional Policies
Legal Expenses Insurance in Germany: What Rechtsschutzversicherung Covers
Long-Term Care Insurance in Germany: Mandatory Coverage, Contributions, and Benefits
Occupational Disability Insurance in Germany: How BU Works and Who Needs It
Pension in Germany: Age, Insurance Period, Contributions and Application
Pension in Germany: How the System Works and What You Need to Know
Germany’s Pension System: State Pension, bAV, Rürup, Riester, and Private Plans How the pension system works in Germany: mandatory contributions, pension points, minimum contribution period, payments abroad, contribution refunds, and options for supplemental pension insurance. Germany’s Insurance System: GKV, PKV, Long-Term Care Insurance and Additional Policies An overview of insurance in Germany for foreigners: compulsory health insurance, the difference between GKV and PKV, 2026 contributions, long-term care insurance, students, employees, freelancers and supplementary insurance. Household Contents Insurance in Germany: How It Works Household Contents Insurance in Germany: How It Works Incoming Insurance for a National Visa to Germany: When You Need It and How to Choose It Incoming Insurance for a National Visa to Germany: When You Need It and How to Choose It Incoming Insurance for Germany: What to Check Before Applying for a Visa and Entering the Country How to choose Incoming insurance for Germany: visa requirements, coverage, validity periods, restrictions, Care Concept, and manual verification of policy terms. Insurance in Germany: Mandatory and Useful Types for Moving Which insurance policies you need in Germany: health insurance, Pflegeversicherung, car insurance, pension contributions, Haftpflicht, and Zahnzusatzversicherung. Insurance in Germany: Mandatory, Essential and Additional Policies Insurance in Germany: Mandatory, Essential and Additional Policies Legal Expenses Insurance in Germany: What Rechtsschutzversicherung Covers Legal Expenses Insurance in Germany: What Rechtsschutzversicherung Covers Long-Term Care Insurance in Germany: Mandatory Coverage, Contributions, and Benefits How German Pflegeversicherung works: who is insured, how much is paid in 2026, how to obtain a Pflegegrad, and what benefits are available at home and in a Pflegeheim. Occupational Disability Insurance in Germany: How BU Works and Who Needs It A detailed guide to Berufsunfähigkeitsversicherung: how BU differs from Erwerbsminderungsrente, who needs a policy, how to choose contract terms, and which risks to check before applying. Pension in Germany: Age, Insurance Period, Contributions and Application How the state pension in Germany works: pension age, minimum insurance period, contributions, Grundrente, and how to apply. Pension in Germany: How the System Works and What You Need to Know Pension in Germany: How the System Works and What You Need to Know