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Accounts, Payments, and Blocked Accounts

Accounts, Payments, and Blocked Accounts guides and articles about life in Germany.

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Counterfeit euros in Germany: how to check banknotes and what to do if you receive a counterfeit How to spot counterfeit euros in Germany using the “feel, look, tilt” method, which denominations are most commonly counterfeited, and where to report a suspicious banknote. Credit Cards in Germany: Types of Cards, Fees, and Options in 2026 How do charge cards, revolving credit cards, debit cards, and prepaid cards differ in Germany? What fees should you watch out for, and which card should you choose for everyday life, travel, and reservations? Girokonto in Germany: how to open, choose, and use your account safely Girokonto in Germany: how to open, choose, and use your account safely How to Transfer Money from Germany to Russia: SWIFT, Sanctions, and Safe Options What to know about transfers from Germany to Russia in 2026: SWIFT, EU sanctions restrictions, bank compliance, AWV, cash, intermediaries, and cryptocurrency. Money transfers in Germany and SEPA: IBAN, timing, fees, and security How to send bank transfers in Germany: SEPA, IBAN, BIC, Echtzeitüberweisung, standing orders, direct debit, settlement times, fees, and recipient verification. N26 in Germany: how to open an online account, pass verification, and choose a plan Overview of N26 in Germany: Standard, Smart, Go, and Metal plans, virtual and physical cards, identification, documents for foreigners, CASH26, transfers, security, and the limitations of an online bank. PAYBACK Card in Germany: How the Program Works and Whether You Should Get One What PAYBACK is in Germany, how to earn and redeem points, what data is shared with partners, and when PAYBACK American Express makes sense. Revolut in Germany: Account, Card, Transfers, Cryptocurrency and Investments How a Revolut account works in Germany: IBAN, SEPA, plans, cash limits, multiple currencies, transfers, cryptocurrency, investments and opening an account. Savings in Germany: Sparbuch, Tagesgeld, and Festgeld A comparison of Sparbuch, Tagesgeld, and Festgeld in Germany: where to keep your reserve, how deposit protection works, taxes on interest, and what to check before opening an account. Sperrkonto in Germany: how to open a blocked account for a visa What a Sperrkonto is, who needs a blocked account for Germany, what amount is usually required for a visa, how to open an account online or through a bank, and how to close it if the visa is refused or the trip is canceled. The most common payment methods in Germany The most common payment methods in Germany